Insurance campaigns are very often echoed, the goal is to make people aware of the importance of insurance.
Motor vehicle insurance is one of the insurance products that has become a common need today. The purpose of insuring a motorcycle is not to seek profits from an insurance company, but to move the risk of losing your favorite motorbike.
Losses suffered from motor loss can be transferred and borne by the insurance.
Motorcycle insurance is divided into 2 types, Total lost only (TLO) and Comprehensive (All Risk).
Total Lost Only (TLO)
Types of motor insurance coverage are generally total lost only (TLO).
This means that the insurance will only replace the insurance coverage if the motorbike loses.
But there are insurance who are willing to replace motor damage, with a note that the damage experienced reaches 75% of the initial condition of the motorbike. For the parameters used, it seems that only insurance parties know for certain these criteria.
Comprehensive (All Risk)
For big motorbikes (moge), there is insurance that guarantees to guarantee comprehensively (all risk).
In addition to losses due to loss, insurance is also willing to bear the damage, but still refers to the applicable policies & regulations.
Whatever type of motorbike you have, the risk of loss still exists. This is where the role of insurance is needed to anticipate the risk of loss. Moreover, the crime mode of motor theft is increasingly diverse.
If you buy a motorbike on credit via leasing, automatically, the motor has been registered with insurance. Insurance payments will be charged to monthly installments.
Another case if buying a motorbike in cash, not accompanied by insurance.
There are many insurance companies that can be contacted to get insurance. We recommend that you survey several insurance companies that you want to use.
Basically, the rules and regulations for insurance companies almost have similarities, except that there are a number of details that will benefit the benefits.
For example in insurance company A, can cover if there is loss and / or damage of 75% of the original condition.
While insurance B only covers if there is a loss.
In addition, the annual premium value paid for each insurance is also different.
There are also insurance companies that will conduct surveys first and there are those based on vehicle data, vehicle registration and owner’s ID card, without conducting a survey.
If you have the most suitable insurance, buy a policy for your motorcycle. Before making a premium payment for the first time, the policy will be sent first to your address.
Carefully read the provisions of existing policies, if you agree and match the insurance provisions that have been described, then make a premium payment for the first year. If it does not match the insurance rules & conditions, you can cancel it.
By making premium payment transactions for the first time, the motorbike has received protection from the insurance company. Payment of insurance premiums is carried out every year, according to the period specified by the insurance company.
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